Leave some points undecided for end-game.If you – typically – spent all first 70 points in Physique, it’s probably wise to not spend the rest immediately.
Leave the last ten or twenty points free until you get to Max level and have all the equipment you need. You might find a good accessory that needs five more spirit points or something. Things like “Polished Emerald”, “Spellwoven Thread”, and “Vicious Jawbone” can be a source for some attributes early on. Even if they don’t give direct benefit to your build, using them for the stats is okay. You can see a full list of all components and what they do here.